Estimates for guidance only, based on the rules in force in 2026. Your lawyer, banker or tax adviser will confirm the final figures.
Solicitors' Remuneration Order 2023 (in force 15 July 2023): 1.25% on the first RM500,000 (minimum RM500), 1% on the next RM7,000,000; above RM7.5M negotiable but not more than 1%. Service tax on legal services is 8%.
Stamp Act 1949, First Schedule item 27(a): 0.5% on the loan instrument.
Common questions
How much is the legal fee for a RM3 million home loan?
RM6,250 on the first RM500,000 plus 1% of the next RM2.5M (RM25,000) = RM31,250 under SRO 2023, plus 8% SST (RM2,500), 0.5% stamp duty on the loan (RM15,000) and disbursements.
Is stamp duty on a loan agreement 0.5%?
Yes — 0.5% of the amount borrowed, for both conventional and Islamic home financing. First-time Malaysian buyers of a home up to RM500,000 are exempt until 31 December 2027.
Can I use the same lawyer for the SPA and the loan?
Often yes, if the lawyer is on the bank's panel. The scale fee applies to each document separately.