Minimum Purchase Price for Foreigners
Kuala Lumpur (Federal Territory): RM 1,000,000 minimum
Selangor: RM 2,000,000 minimum
Stamp Duty — Flat 8% for Foreign Buyers (2026)
From 1 January 2026, under the Finance Act 2025, foreign buyers pay a flat 8% stamp duty on residential transfers (Malaysian citizens and PRs pay the tiered 1%–4% scale). Still far below Singapore’s 60% ABSD, and comparable to Australia’s 7–8% foreign purchaser duties — with Malaysia’s 8% being the entire transfer duty, not a surcharge on top of another scale. Full breakdown: Stamp Duty Malaysia 2026.
RPGT for Foreigners
When you sell: 30% on gains within the first five years, and 10% from the sixth year onwards. No inheritance tax, no wealth tax, no capital gains tax beyond RPGT. Details: RPGT guide.
6-Step Purchase Process
1. Engage Ken Tck, receive WTS listings. 2. Visit or remote video viewing. 3. Sign Letter of Offer, pay 3% earnest deposit. 4. Solicitor prepares SPA — 14 days to sign (Power of Attorney available for overseas buyers). 5. Pay balance 7% deposit. 6. Completion typically 3 months — title transferred to your name.
Mortgage for Foreign Buyers
Malaysian banks lend to foreign nationals up to 70% of purchase price. Current interest rates: 4.3–4.8% per annum. MM2H holders often benefit from better banking relationships and terms.
Frequently Asked Questions