What is the minimum price for foreigners to buy property in Malaysia?

Foreigners can buy in Kuala Lumpur from RM 1,000,000 and in Selangor from RM 2,000,000. No foreign buyer stamp duty surcharge — the same 1–4% sliding scale applies to all buyers.

Can foreigners get a mortgage in Malaysia?

Yes. Malaysian banks lend to foreign buyers up to 70% of property value. Interest rates currently 4.3–4.8% per annum. MM2H holders may access better terms.

Is there capital gains tax when foreigners sell in Malaysia?

RPGT applies: foreigners holding 5+ years pay 10%. Shorter holding: 15–30%. No additional CGT, no inheritance tax, no wealth tax.

Foreign Buyer Guide: Buying Property in Malaysia

Minimum Purchase Price for Foreigners

Kuala Lumpur (Federal Territory): RM 1,000,000 minimum

Selangor: RM 2,000,000 minimum

Stamp Duty — No Foreign Surcharge

Malaysia does not impose a foreign buyer stamp duty surcharge — a major advantage over Singapore (60% ABSD), Australia (8% in Victoria/NSW), and UK (2% SDLT surcharge). All buyers pay the same: 1% (first RM 100K), 2% (next RM 400K), 3% (next RM 500K), 4% (above RM 1M).

RPGT for Foreigners

When you sell: held under 3 years: 30% | 3–4 years: 20% | 4–5 years: 15% | 5+ years: 10%. No inheritance tax, no wealth tax, no capital gains tax beyond RPGT.

6-Step Purchase Process

1. Engage Ken Tck, receive WTS listings. 2. Visit or remote video viewing. 3. Sign Letter of Offer, pay 3% earnest deposit. 4. Solicitor prepares SPA — 14 days to sign (Power of Attorney available for overseas buyers). 5. Pay balance 7% deposit. 6. Completion typically 3 months — title transferred to your name.

Mortgage for Foreign Buyers

Malaysian banks lend to foreign nationals up to 70% of purchase price. Current interest rates: 4.3–4.8% per annum. MM2H holders often benefit from better banking relationships and terms.

Foreign BuyerMalaysia PropertyMM2HStamp DutyRPGT